Welcome to Avalon - Your Home for Check21 Software

There is universal agreement within the payment processing industry that the way checks are processed will be fundamentally altered by the Check Clearing for the 21st Century Act, commonly referred to as Check21, which became effective on October 28, 2004. Not unlike MICR encoding of checks over 40 years ago, the Check 21 legislation will engender changes we have barely begun to witness.

Just as influential as MICR was, Check21 warrants a brand new way to look at how checks are processed. All the old rules and ways a check was handled, from capture to returns to adjustments, will need to be viewed in a new light in order to fully benefit from, and manage the risks associated with, Check21. One way financial institutions have decided to handle Check21 is the way they have always handled change - incrementally. We strongly believe that Check21 impacts payment processing so comprehensively that any incremental solution will not adequately address the need for fundamentally re-orienting the process.

Avalon's ImagePoint ™ is designed to be a Check21 application. ImagePoint ™ has built into it all the functionality that will be expected in a post-Check21 world. Launched in May 2005 at the BAI TransPay Conference in Orlando, ImagePoint ™ leverages the latest in technology advances, such as the Microsoft .NET platform, and uses a robust relational database backbone.

The ImagePoint ™ suite of products include applications for configuration, administration, workflow, prime capture (central or remote), data entry, reconciliation, reporting, statistics, and image file exchange for either proof of deposit, inclearing or remittance check processing work types. The ultimate system configuration will depend on your specific processing needs.
State-of-the-art system architecture, modern development techniques, and full end-to-end image capture and exchange functionality ensure that ImagePoint ™ will give you the most return for your investment dollar. Call us today to see this new system in action!